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---
type: inspection
category: house_hunting
person: xuewei_jiang, yanxin_lu
date: 2022-03-21
source: elite_home_inspection_2022.pdf
---
# Elite Group Inspection Professionals - Home Inspection Report
**Property:** 12421 Sanford St, Los Angeles, CA
**Date of Inspection:** March 21, 2022 at 10:00 AM
**Inspector:** Aaron Boggs, (909) 282-4223
**Order ID:** 278373
**Year Built:** 1969
**Size:** Approx. 2,057 sq ft
---
## Summary of Findings
Items in red throughout this report indicate conditions that need service - meaning maintenance, repair, or upgrade is needed. Further evaluation by an appropriate licensed contractor is highly advised.
---
## INTERIOR
### 1. Walls
Cosmetic wear - normal for age of property. Cracks in walls - common cosmetic cracking - typical for the age of the structure. Recommend monitoring cracks for changes in size.
### 2. Ceilings
Cosmetic wear - typical for age of structure. Textured/acoustic "popcorn" ceilings present - if material was installed prior to 1978, it may contain asbestos. Recommend testing by a licensed asbestos specialist if concerned. The inspector does not test for asbestos.
### 3. Floors
Cosmetic wear - typical for age of structure. Worn in areas - typical of the age and material. Loose/squeaky areas present in some areas - typical for age of structure.
### 4. Windows
All visible and accessible windows were tested during this inspection. Worn/weathered hardware - typical for age. Some windows difficult to operate - recommend service/maintenance. Torn/missing screens at window(s) - recommend replacement.
### 5. Doors
All visible and accessible doors were tested during this inspection. Worn hardware - typical for age. Some doors not operating/latching properly - recommend service. Some doors sticking/rubbing - typical for age, recommend service.
### 6. Sliding Glass Doors
All visible sliding glass doors were tested. Worn/weathered hardware and track - typical for age. Recommend service/maintenance for smooth operation. Screen doors are worn - recommend service/replacement.
### 7. Screens
Torn/missing screens present - recommend replacement for pest prevention and ventilation.
### 8. Fireplaces
Fireplace present. Cosmetic wear - typical for age. **Damper appears to be stuck in the open position - needs to be serviced.** Recommend having the fireplace and chimney inspected and cleaned by a certified chimney sweep prior to use.
### 9. Electrical
All accessible outlets/switches were tested. Loose/worn outlets and switches - typical for age, consider upgrading. Some outlets are ungrounded (2-prong) - older wiring, recommend upgrading for safety. **Recommend upgrading electrical in areas of concern.**
### 10. Stairs/Handrails
**Loose/wobbly stair rails - needs to be serviced.** Rails should be secure and not move when moderate pressure is applied.
### 11. Cabinets
Cosmetic wear - typical for age. Some hardware is loose/worn - recommend service. Worn/stained areas inside cabinets.
### 12. Doorbells
Tested and operational at time of inspection.
### 13. Smoke Detectors
Some present. **Missing smoke detectors in hallway - needs to be serviced.** Recommend smoke detectors in every bedroom, outside each sleeping area, and on every level. Recommend replacing any smoke detectors over 10 years old.
### 14. CO Detectors
**Missing CO detectors in hallway near bedrooms - needs to be serviced.** Carbon monoxide detectors are required outside each sleeping area per California law.
---
## BEDROOMS
### 1. Walls
Cosmetic wear - typical for age.
### 2. Ceilings
Cosmetic wear - typical for age. Textured/acoustic ceilings present.
### 3. Floors
Cosmetic wear - typical for age.
### 4. Windows
Tested - worn hardware typical for age. Some windows difficult to operate.
### 5. Doors
Tested - worn hardware typical for age.
### 6. Closets
Cosmetic wear - typical for age.
### 7. Electrical
Outlets and switches tested. Loose/worn - typical for age.
### 8. Smoke Detectors
Present in some bedrooms. Recommend in all bedrooms.
---
## BATHROOMS
### 1. Sinks/Faucets
Tested and functional. Cosmetic wear - typical for age. **Minor leak at fixture(s) - needs to be serviced.**
### 2. Toilets
Tested and functional. Cosmetic wear. **Loose toilet - needs to be serviced/secured to floor.**
### 3. Tub/Shower
Tested and functional. Cosmetic wear - typical for age. Worn grout/caulking - recommend maintenance to prevent moisture intrusion. **Cracked shower glass - needs to be serviced.**
### 4. Tile
Cosmetic wear - typical for age. Some cracked/chipped tiles. Recommend regular grout maintenance.
### 5. Electrical
Outlets and switches tested. GFCI protection present at some locations.
### 6. Ventilation
Exhaust fan(s) present and operational.
### 7. Plumbing
**Corrosion present at plumbing connections - needs to be serviced.** Older supply lines present - recommend monitoring for leaks.
---
## KITCHEN
### 1. Sinks/Faucets
Tested and functional. Cosmetic wear - typical for age.
### 2. Countertops
Cosmetic wear - typical for age.
### 3. Cabinets
Cosmetic wear - typical for age. Some hardware loose/worn.
### 4. Dishwasher
Tested and operational at time of inspection. Older appliance - recommend monitoring.
### 5. Garbage Disposal
Tested and operational.
### 6. Range/Oven/Cooktop
Tested and operational. Cosmetic wear - typical for age.
### 7. Microwave
Tested and operational.
### 8. Range Hood/Ventilation
Tested and operational. Recommend regular cleaning of filters.
### 9. Electrical
Outlets and switches tested. GFCI protection present.
### 10. Plumbing
Functional at time of inspection. Older supply/drain lines present.
---
## LAUNDRY AREA
### 1. Connections
Washer and dryer connections present. Hot and cold water supply connections present.
### 2. Dryer Vent
Present. Recommend regular cleaning to prevent fire hazard.
### 3. Electrical
Outlets tested. 220V outlet present for dryer.
### 4. Plumbing
Functional. Drain present.
---
## HEATING / AIR CONDITIONING
### 1. System Type
Forced air heating system. Central air conditioning.
### 2. Heat Source
Natural gas.
### 3. Heating Unit
Older unit - recommend regular maintenance/servicing. Cosmetic wear - typical for age. **Holes/openings in platform around unit - needs to be serviced** for fire safety and efficiency.
### 4. Air Conditioning Unit
Tested and operational at time of inspection. Older unit - recommend regular maintenance.
### 5. Thermostat
Tested and operational.
### 6. Distribution
Ductwork present. Older ducts - recommend inspection for leaks and efficiency. Some areas not accessible for inspection.
### 7. Filters
Recommend regular replacement of air filters.
---
## WATER HEATERS
### 1. Type
Natural gas water heater.
### 2. Condition
Older unit - typical wear for age. Recommend regular maintenance.
### 3. T&P Valve and Drain Line
T&P (Temperature and Pressure) relief valve present. **Overflow/drain line constructed of improper material - needs to be serviced.** Drain line should be copper, CPVC, or galvanized steel, and should terminate within 6 inches of the floor or to the exterior.
### 4. Seismic Straps
Present.
### 5. Venting
Venting present. Appears functional at time of inspection.
---
## ELECTRICAL / GAS SERVICE
### 1. Service Size
**100 amp service - lower capacity for modern use.** Consider upgrading to 200 amp service for increased electrical needs.
### 2. Main Panel
Located in garage area. **Missing knockouts in electrical panel - needs to be serviced.** All openings in the panel should be covered to prevent contact with live electrical components and to keep pests out.
### 3. Breakers/Fuses
Breakers present and labeled. Some labels worn/missing - recommend updating.
### 4. Wiring
Older wiring present - typical for age of structure. Mix of older and newer wiring observed.
### 5. Gas Service
Gas meter present. Gas lines appear functional at time of inspection. The inspector does not test for gas leaks.
### 6. Main Disconnect
Present and accessible.
---
## ATTIC AREA
### 1. Access
Attic access present. Limited inspection due to insulation coverage and access limitations.
### 2. Insulation
Insulation present. Blown-in type insulation observed.
### 3. Framing
Visible framing appears in serviceable condition for age.
### 4. Ventilation
Attic ventilation present.
### 5. Electrical
Visible wiring in attic appears in typical condition for age.
---
## GARAGE
### 1. Walls/Ceiling
**Holes in garage ceiling - fire protection compromised - needs to be serviced.** The garage ceiling and walls shared with living space must have complete fire separation (typically 5/8" Type X drywall).
### 2. Garage Door
Tested and operational. Cosmetic wear - typical for age.
### 3. Auto-Reverse
Tested and operational.
### 4. Door from Garage to House
Present. Should be fire-rated and self-closing. **Missing firewall separation - needs to be serviced.**
### 5. Floor
Cosmetic wear - typical for age. Staining present.
### 6. Electrical
Outlets and switches tested. Loose/worn - typical for age.
### 7. GFCI
GFCI protection present.
### 8. Fire Separation
**Holes/gaps in fire separation between garage and living space - needs to be serviced.** All penetrations should be properly sealed.
### 9. Windows
Tested - functional.
### 10. Anchor Bolts
Could not access - not inspected.
### 11. Slab
Worn and stained areas - typical for age of the material.
### 12. Electrical
Loose/worn outlets/switches - typical for age consider upgrading. **Exposed connections - potential hazard - needs to be serviced.**
### 13. GFCIs
None visible - recommend upgrade for increased safety.
### 14. Ventilation
Wall vents are present. Current ventilation appears to be adequate at the time of the inspection.
### 15. Vent Screens
Dirty/restricted vent screens - needs to be cleaned. Recommend maintaining vent screen to prevent pest intrusion.
---
## EXTERIOR AREAS
### 1. Stucco
Worn/weathered at time of inspection where visible. Stucco requires periodic seasonal maintenance. Inspector does not use specialized instruments to detect moisture under stucco surface. **Cracking - more than normal - needs to be serviced.**
### 2. Siding
Constructed of: Wood. Worn/weathered/cracked materials where visible - recommend siding maintenance.
### 3. Lower Half of Chimney
Worn/weathered at time of inspection where visible - typical for age.
### 4. Wood Trim
Worn/weathered at time of inspection where visible - recommend service and water tight maintenance. For damaged wooden areas and moisture problems always obtain a structural pest control inspection. Consult termite report for all exterior wood.
### 5. Weep Screeds
No weep screeds present - typical for age.
### 6. Eaves & Fascia
Cracking/weathering/worn where visible - typical for age and weather exposure. Consult termite report for all wood areas at the structure.
### 7. Exterior Paint
Weathered and worn areas - typical for age and weather exposure. Paint is recommended to help maintain and seal the exterior areas of the structure. Exterior paint will require maintenance every 3-5 years.
### 8. Exterior Doors
All visible and accessible doors were tested during this inspection. Loose/worn hardware and hinges - typical for age. Worn/weathered - recommend weather tight service/maintenance. Newer doors/sliders present at structure - check permits for proper installation.
### 9. Exterior Windows
Exterior windows require seasonal maintenance to extend lifespan and maintain weather tight seals. Worn windows/screens - typical for age. Windows are not original to structure - check permits for all replacements. It appears that this structure has the original windows - consult a window contractor to evaluate these older windows, consider upgrading the windows at this structure.
---
## FOUNDATION
### 1. Slab Foundation
No determination can be made regarding the condition of the interior concrete slab as it was covered with flooring, expect to find typical cracks up to 1/4-inch when it is exposed.
### 2. Exterior Foundation Perimeter
Worn and stained areas - typical for age of the structure.
### 3. Access Panels
Limited inspection - some areas under the structure are not accessible/visible due to piping/electrical/duct work, insulation or inadequate service space. Inspection method: partially traversed due to height limitations/ductwork/plumbing blocking complete access or view to some areas - limited inspection. Access entry has normal wear at the time of the inspection with no major visible defects.
### 4. Foundation Walls
Constructed of: concrete. Normal settlement present - no major visible cracks or deterioration found at the time of the inspection. Stained/worn areas - typical for age. All accessible areas of foundation walls were visibly inspected during this inspection (some areas may not be accessible due to limited space/plumbing piping/duct work obstructions).
### 5. Cripple Walls
None/not applicable.
### 6. Sub Flooring
Stained areas present - consult termite report for any wood/moisture issues.
### 7. Sill Plate
Worn/stained/cracked materials - typical for the age of the structure.
### 8. Anchor Bolts
Anchor bolts present - worn with rust present - typical for age.
### 9. Ventilation
No visible signs of rodents found in the crawl space, however a complete pest inspection is highly recommended. Existing ventilation appeared to be adequate on the day of the inspection.
### 10. Vent Screens
Worn/bent/small holes - recommend maintenance and repairs to prevent pest intrusion.
### 11. Electrical
Visible wiring under the structure is in a worn and older condition typical for the age of the structure.
### 12. Plumbing
Evidence of altered plumbing/piping under the structure - check all installation permits to ensure that all plumbing was installed to city/county building code. The inspector ran water during the inspection prior to inspecting under the structure. Visible/accessible plumbing areas have worn and older piping in typical condition for the age of the structure. **Visibly leaking plumbing - recommend immediate evaluation by a licensed plumber to prevent unwanted moisture in crawl space.**
### 13. Duct Work
Older ducts present, possibly original to the structure - recommend further evaluation and pressure/leak test due to the age of the ducts. Note: The inspector does not determine the presence of asbestos or any other hazardous materials in the duct work. The inspector cannot determine efficiency or effectiveness of the duct layout - check all installation permits. Some areas not visible due to access hindrances or limitations.
---
## GROUNDS
### 1. Driveways and Walkways
Constructed of: Concrete, Brick. Worn with common cracks/chips - typical for age of material.
### 2. Patio and Porch Decks
Worn with common cracks/chips - typical for age of material.
### 3. Exterior Electrical
Accessible lights/switches/outlets were tested on the day of the inspection. The visible and tested fixtures/switches/outlets were in a loose/worn condition - typical for age. **Exterior outlet/switch covers are missing or not of proper exterior weather proof type - needs to be serviced.**
### 4. GFCIs
None visible/installed - recommend upgrade for increased safety.
### 5. Exterior Plumbing and Faucets
Accessible exterior faucets operated/worn at time of inspection via normal fixture controls. Some not visible or accessible due to personal items/debris/vegetation - not tested. Sump pumps, septic tanks and associated piping and sewer drain pipes from structure to street are excluded from this inspection.
### 6. Main Water Valve
Type of plumbing: Copper 100% (approximate). Main ball valve is worn - typical for age. Main water shutoff is visibly inspected only - the valve(s) is not tested for operation due to the potential for leakage. Location: north side.
### 7. Water Pressure
Recommended water pressure is between 55 to 80 pounds per square inch (psi). Water Pressure can fluctuate depending upon time of day and municipal service adjustments. Hose bib(s) not accessible or stripped - could not test water pressure at this inspection - recommend a plumbing contractor further evaluate.
### 8. Sprinklers
Sprinklers/irrigation systems on timers not inspected - consult seller/occupant/association/landscape contractor.
### 9. Fencing and Walls
Constructed of: Block, Wood. Visible fencing/wall areas are worn and weathered - typical for the age of the materials. Fence enclosures are not evaluated for security adequacy. **Loose/leaning areas of fencing/walls - needs to be serviced.**
### 10. Gates
Constructed of: Wood. Loose/worn hardware - typical for age. Gates are not evaluated for security adequacy.
### 11. Grading
Underground drains present - not tested for performance. Note underground drains will require periodic maintenance. Small localized water ponding may occur in areas - monitor these areas as drains may be needed.
---
## ROOF
### 1. Condition
The inspector cannot determine if a roof leaks at any time or under any weather conditions. No water or hose testing is performed during this inspection. Roof underlayment cannot be inspected, condition of underlayment cannot be determined with this inspection. Remaining roof life can only be determined by a licensed roofer. Inspection method - from the ground with binoculars and from second floor windows. Limited inspection - some areas are not visible due to height/angle. Access limited - too high - not visible for inspection.
Constructed of: Asphalt shingles. Worn and weathered materials present - typical for age and weather exposure - roof needs maintenance. Some areas are not visible due to height/angle - recommend roofer to evaluate as needed. Materials are not original to structure - check installation permits.
### 2. Flashings
Worn/weathered/rusted/bent - typical for age - recommend seasonal mastic maintenance to prevent moisture intrusion.
### 3. Vents and Vent Caps
Worn/weathered cap(s) - recommend seasonal maintenance to ensure that caps do not become loose or develop other defects. **Rusted - needs to be serviced.**
### 4. Chimneys
Could not access - not inspected.
### 5. Spark Arrestors
Could not access for inspection - N/A.
---
## POOL AND/OR SPA
### 1. Plumbing
Worn/older type piping present - expect repairs to be necessary in the near future. **Main drain cover damaged - needs to be serviced.**
### 2. Pumps
Worn pump(s), recommend servicing. Inspector cannot determine the remaining life left in the pool pump(s). Variable speed type functional day of the inspection. **Not functional/did not operate - needs to be serviced.**
### 3. Jets
Valves not properly labeled - jets were not tested. **Jet outlet covers/nozzle missing - needs to be serviced.**
### 4. Pressure Gauges
Fogging - needs to be serviced/replaced for optimum readability.
### 5. Pool Fill Valves
Worn valve - typical for age.
### 6. Electrical
Exterior conduit is worn/weathered - may need future repair.
### 7. GFCIs
None installed - recommend upgrade for increased safety.
### 8. Lights
Could not locate switch - lights not tested.
### 9. Timers
Tested and functional at time of inspection. Control pad worn - consider upgrading. **Missing interior shock cover - needs to be serviced.**
### 10. Filters
Appears operative on the day of the inspection. Filter is worn/weathered - recommend service/maintenance to be performed by a pool contractor.
### 11. Skimmers and Baskets
**Cracks inside enclosure - needs to be serviced.**
### 12. Heater
Type: Natural gas type present. Worn/weathered unit, recommend routine servicing to extend the life of the unit. **Not functional/not operating - needs to be serviced.**
### 13. Tile
Worn tile/grout present - typical for age - recommend maintenance. Recommend regular grout and sealer maintenance.
### 14. Coping
Recommend regular mortar/masonry sealer/maintenance. Worn coping/mortar. Cracking/chipping present in areas.
### 15. Decking
Worn with common cracks - typical for age of material. Traffic surface worn.
### 16. Gates & Fencing - SAFETY
Constructed of: Block, Wood. The pool/spa DOES NOT have a fenced or gated enclosure that separates or isolates the pool or spa area from the home or structure. A safety cover is NOT present at the pool/spa. NO VISIBLE WATER ALARM PRESENT. **Gate(s) not self closing or latching properly - needs to be further evaluated by a licensed pool contractor for safety.**
### 17. Structure
Type: Below ground pool and spa. Constructed of: Gunite, Plaster. Some areas of the structure are not visible due to water/weather conditions; sun glare and wind can often affect the visible areas of the structure. **Chipping small in areas - recommend servicing/patching.**
### 18. Water Condition
Clear on the day of the inspection. Water chemistry is not tested or included with this inspection.
---
## Photos
[Additional photo showing water heater and venting in garage/utility area]

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---
type: invoice
category: house_hunting
person: xuewei_jiang
date: 2022-03-16
source: foundation-consultation-invoice.pdf
---
# Foundation Consultation Invoice - Anchorstrong Construction
**Invoice #000545**
**Anchorstrong Construction**
info@anchorstrongconstruction.com | 424-443-5480
Issue date: Mar 16, 2022
## Foundation consultation Monday 3/22/22 at 9am for 12421 Sanford St
We appreciate your business. 72 hour no cancelation policy. Fee's can be applied as credit.
**Bill To:**
Erica Jiang
xueweijiang0313@gmail.com
**Invoice Details:**
PDF created March 17, 2022
$250.00
**Payment:**
Due March 16, 2022
$250.00
| Item | Quantity | Price | Amount |
|------|----------|-------|--------|
| Foundation Consultation | 1 | $250.00 | $250.00 |
Subtotal: $250.00
**Total Paid: $250.00**
**Payments:**
Mar 17, 2022 (Mastercard 6631) - $250.00
View online: https://gosq.me/u/qQyZvPCC

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---
type: disclosure
category: house_hunting
person: xuewei_jiang, yanxin_lu
date: 2022-03-11
source: pid_report.pdf
---
# Property ID Residential NHD Report & Forms
**Report #3836041**
Ordered: 03/11/2022
**Property:**
12421 Sanford St
Los Angeles, CA 90066
APN: 4221-011-053
**Ordered By:**
Natalie Flack
Castlehead Escrow
800 W. 9th Street
San Pedro, CA 90731
**Prepared By:**
Property I.D.
1001 Wilshire Blvd.
Los Angeles, CA 90017
800-626-0106
---
## Natural Hazard Disclosure Summary
### Flood Hazards
- **Special Flood Hazard Area (Zone A or V):** NO
- **Flood Zone:** X (NOT AN SFHA)
- **Dam Inundation Area:** YES - Stone Canyon Main Dam
- **Within 300 feet of 100-year coastal flood with 1.4m sea level rise by 2100:** YES
### Fire Hazards
- **Very High Fire Hazard Severity Zone:** NO
- **State Responsibility Area - High/Very High Fire Hazard Severity Zone:** NO
- **Fire Severity Rating:** LOW
### Seismic/Earthquake Hazards
- **Earthquake Fault Zone:** NO
- **Within 1/4 mile of mapped fault:** NO
- **Seismic Hazard Zone (Landslide):** NO
- **Seismic Hazard Zone (Liquefaction):** YES
- **Ground Shaking:** SEVERE (Modified Mercalli Intensity VIII)
### Geologic/Soil Hazards
- **Expansive Soils:** LOW shrink-swell potential
- **Landslide Susceptibility:** NOT in earthquake-induced landslide hazard zone; NOT in area of identified earth movement
- **Subsidence:** NOT in area of identified soil subsidence
- **Wind Erosion:** VERY LOW susceptibility
- **Naturally Occurring Asbestos:** NOT in area likely to contain naturally occurring asbestos
### Oil and Gas
- **Oil and Gas Field:** NOT within administrative boundary
- **Oil or Gas Well (500ft):** NOT within 500ft of identified well, active or abandoned
### Radon Gas
- **Radon Potential:** LOW potential for indoor radon levels above 4.0 picocuries per liter
### Methane Gas
- **Known Shallow Methane Accumulation:** NO
- **Within 1000 ft of Methane Producing Disposal Site:** NO
- **Methane Buffer Zone:** YES (City of Los Angeles)
### Petrochemical Complex
- **Petrochemical Complex Area:** NO
### Airport Proximity
- **Airport Influence Area:** NO
- **Within 2 miles of FAA Approved Landing Facility:** YES
- Hughes/Corporate Heliport (Private)
- Los Angeles Intl Airport (Public)
- The Ritz-Carlton Hotel Company Heliport (Private)
### SoCal Metroplex Airspace Optimization Notice
The SoCal METROPLEX Project means to improve the efficiency of airspace in the Southern California Metroplex by optimizing aircraft arrival and departure procedures.
### Noise Hazards
- **Within 1/4 mile of rail line:** NO
- **Within 10 miles of identified foghorn:** YES - Marina Del Rey Light 3 Foghorn (within 4 miles)
### Mining Operations
- **Within 1 mile of mining operations:** NO
- **Within 1 mile of abandoned mining operations:** NO
- **Within 1/4 mile of USGS mine site:** NO
### Military Ordnance and Defense Sites
- **Within 1 mile of formerly used defense site (FUDS):** YES - Howard Hughes Aircraft Mfg. Corp. (FUDS NO: J09CA7138)
- **Within 1 mile of military site:** YES - Howard Hughes Aircraft Mfg. Corp. (FUDS NO: J09CA7138)
### Areas of Industrial / Commercial Use
- **Within 1/4 mile of industrial and/or commercial land use:** YES - Industrial
- **Within 1/4 mile of industrial and/or commercial use zone:** YES - Light Industrial Zone
- **Within 1/4 mile of area of industrial and/or commercial land use (SCAG):** YES
### Historic and Archaeological Sites
- **Historic Preservation Overlay Zone:** NO
- **Historic-Cultural Monument Site:** NO
### Protected Species / Habitats
- **Protected Species or Habitats:** NO
- **Rare Species/Natural Communities (CNDDB):** YES - Salt Marsh Bird's-Beak (Endangered)
### Notice of Right to Farm
- **Within 1 mile of agricultural activity:** NOT within officially designated area
### Coastal Protection Zones
- **California Coastal Commission Jurisdiction Area:** NO
### Groundwater
- **Groundwater Basin:** YES - California Statewide Groundwater Elevation Monitoring Program Medium Priority Groundwater Basin
---
## Property Tax Records
### Property Tax Bill Summary (2021-2022)
| Category | Amount |
|----------|--------|
| Mello-Roos Total | $0.00 |
| Fixed Rate (Special Assessment/1915) Total | $328.61 |
| Variable (Ad Valorem) Tax Total | $9,238.46 |
| Variable tax rate | 1.175208% |
| **2021-2022 Property Tax Bill Total** | **$9,567.07** |
### Fixed Rate (Special Assessment/1915 Bond Act) Levies
Subject property is located in a special tax assessment district.
| Code | Description | Amount |
|------|-------------|--------|
| 00170 | LOS ANGELES COUNTY TRAUMA/EMERG SRVS | $87.21 |
| 18851 | LOS ANGELES CITY LIGHT MAINTENANCE | $62.62 |
| 00177 | SAFE, CLEAN WATER PROGRAM FUNDING MEASURE W | $51.76 |
| 03694 | LA COUNTY REGIONAL PARK AND OPEN SPACE DISTRICT | $34.96 |
| 37581 | WEST BASIN MWD STANDBY CHARGE | $24.00 |
| 03071 | LOS ANGELES COUNTY FLOOD CONTROL | $22.13 |
| 18869 | LOS ANGELES-STORMWATER POLLUTION ABATEMENT | $17.64 |
| 18850 | LOS ANGELES LANDSCAPE & LIGHTING DIST #96-1 | $16.64 |
| 06111 | WEST VECTOR MOSQUITO | $11.65 |
| | **Fixed Rate Total** | **$328.61** |
### Property Value Adjusted (Ad Valorem) Levies
Subject property is subject to ad valorem taxes.
| Code | Description | Rate | Amount |
|------|-------------|------|--------|
| 00100 | TOTAL AV TAXES INCLUDING PROP. 13 | 1% | $7,861.13* |
| 88873 | LA USD DS 17 REF SER A (MEAS K) | 0.024577% | $193.20* |
| 18801 | CITY-LOS ANGELES TD #1 | 0.014721% | $115.72* |
| 88862 | LA USD DS 2014 REF BOND, SER C | 0.011343% | $89.17* |
| 80586 | LA CCD DS 2016, SER C | 0.011119% | $87.41* |
| 88876 | LA USD DS 2008, SER B-1 (2018) | 0.009249% | $72.71* |
| 80585 | LA CCD DS 2008, SER L | 0.007551% | $59.36* |
| 88868 | LA USD DS 2015 REF BONDS, SER A | 0.007539% | $59.27* |
| 80584 | LA CCD DS 2020 REF BDS | 0.007143% | $56.15* |
| 88789 | LA USD DS 2005, SER H (Q5CBS) | 0.005864% | $46.10* |
| 88884 | LA USD MEAS Q, 2020 SER RYQ | 0.005034% | $39.57* |
| 88870 | LA USD DS 2016 REF BONDS SER A | 0.004751% | $37.35* |
| 80573 | LA CCD CD 2015 REF, SER A | 0.004201% | $33.02* |
| 88872 | LA USD DS 17 REF SER A (PROP BB) | 0.003876% | $30.47* |
| 88869 | LA USD DS 2008 SER A (2016) | 0.003872% | $30.44* |
| 80567 | LA CCD DS 08,2010 TX SR E (BABS) | 0.003859% | $30.34* |
| 88879 | LA USD DS 19 REF,04 S I (MEAS R) | 0.003811% | $29.96* |
| 88861 | LA USD DS 2014 REF BOND, SER B | 0.003776% | $29.68* |
| 80575 | LA CCD DS 2015 REF, SER C | 0.003701% | $29.09* |
| 32005 | WEST BASIN MWD 1111 | 0.003500% | $27.51* |
| 88799 | LA USD MEAS Y, 2010 SER RY BABS | 0.002783% | $21.88* |
| 88860 | LA USD DS 2014 REF BOND, SER A | 0.002508% | $19.72* |
| 88793 | LA USD DS MEAS Y,09 SER KRY BABS | 0.002473% | $19.44* |
| 88859 | LA USD DS 2012 REF BOND, SER A | 0.002308% | $18.14* |
| 88871 | LA USD DS 2016 REF BONDS SER B | 0.002294% | $18.03* |
| 88863 | LA USD DS 2014 REF BOND, SER D | 0.002226% | $17.50* |
| 88798 | LA USD MEAS R, 2010 SER RY BABS | 0.001720% | $13.52* |
| 88878 | LA USD DS 19 REF,02 S D (MEAS K) | 0.001717% | $13.50* |
| 88855 | LA USD 2005,2010 SER J-1 (QSCBS) | 0.001561% | $12.27* |
| 80576 | LA CCD DS 2008, SER I | 0.001277% | $10.04* |
| 88883 | LA USD MEAS Y, 2020 SER RYQ | 0.001264% | $9.94* |
| 88887 | LA USD 20 RF SR A MS R 10 SR KRY | 0.001258% | $9.89* |
| 88880 | LA USD DS 19 REF,05 S F (MEAS Y) | 0.001031% | $8.10* |
| 88891 | LA USD 21RF SR A MEAS Q SR A 16 | 0.001025% | $8.06* |
| 88874 | LA USD DS 2005,SER M-1 (2018) | 0.000969% | $7.62* |
| 88792 | LA USD DS MEAS R,09 SER KRY BABS | 0.000831% | $6.53* |
| 80566 | LA CCD DS 2008, 2010 TXBL SER D | 0.000799% | $6.28* |
| 80577 | LA CCD DS 2008, SER J | 0.000798% | $6.27* |
| 88856 | LA USD 2005,2010 SER J-2 (QSCBS) | 0.000792% | $6.23* |
| 80578 | LA CCD DS 2016 REF BDS | 0.000780% | $6.13* |
| 88886 | LA USD 20 RF SR A MS K 10 SR KRY | 0.000724% | $5.69* |
| 88786 | LA USD DS MEAS K, 09 SR KRY BABS | 0.000613% | $4.82* |
| 80569 | LA CCD DS 2008, SER F | 0.000610% | $4.80* |
| 88885 | LA USD DS SER RYQ (2020-B) | 0.000593% | $4.66* |
| 80565 | LA CCD DS 2008, 09 TXBL SER B | 0.000540% | $4.25* |
| 80574 | LA CCD DS 2015 REF, SER B | 0.000506% | $3.98* |
| 80570 | LA CCD DS 2013 REF BONDS | 0.000435% | $3.42* |
| 88888 | LA USD 20 RF SR A MS Y 10 SR KRY | 0.000429% | $3.37* |
| 80571 | LA CCD DS 2008, SER G | 0.000261% | $2.05* |
| 88882 | LA USD MEAS R, 2020 SER RYQ | 0.000250% | $1.97* |
| 88889 | LA USD 21RF SR A PRP BB 11 RF A1 | 0.000167% | $1.31* |
| 80555 | L.A. CCD DS 2003 SER 2004B | 0.000166% | $1.30* |
| 80556 | L.A. CCD DS 2001 SER 2004A | 0.000013% | $0.10* |
| | **Variable (Ad Valorem) Tax Total** | **1.175208%** | **$9,238.46** |
*Amounts marked with asterisk are based on property valuation as listed in the identified tax records.
### Mello-Roos Community Facilities District Levies
Subject property does not currently have Mello-Roos taxes levied against it.
---
## Notice of Supplemental Property Tax Bill
California property tax law requires the Assessor to revalue real property at the time the ownership of the property changes. You may receive one or two supplemental tax bills depending on when your loan closes. The supplemental tax bills are not mailed to your lender.
## General Notice of Transfer Fee Disclosure
Some properties may be affected by transfer fees. A "transfer fee" is any fee payment requirement imposed within a covenant, condition or restriction (CC&R), contained in any deed, contract, security instrument, or other document affecting the transfer or sale of real property.
## Accelerated Foreclosure Notice
If this property is part of a Mello-Roos District, a 1915 Act Assessment District, or certain other special financing districts, it may be subject to accelerated foreclosure.
## Proposition 19: The Home Protection for Seniors, Severely Disabled, Families, and Victims of Wildfire or Natural Disasters Act
On November 3, 2020, California voters approved Proposition 19. Beginning on and after April 1, 2021, an owner of a primary residence who is over 55 years of age, severely disabled, or a victim of a wildfire or natural disaster, is allowed to transfer the taxable value of their primary residence to a replacement primary residence located anywhere in the state, up to 3 transfers.
---
## General Notices of Required Disclosures
### Methamphetamine & Fentanyl Contamination
Properties may be contaminated by hazardous chemicals used or produced in the manufacture of methamphetamine or fentanyl. The Methamphetamine or Fentanyl Contaminated Property Cleanup Act requires disclosure.
### Megan's Law - Sex Offender Database
Pursuant to Section 290.46 of the Penal Code, information about specified registered sex offenders is made available to the public via www.meganslaw.ca.gov.
### Death on Property Disclosure
Per California Civil Code Section 1710.2, if a death has occurred on a property within three years of an offer to purchase, it must be disclosed.
### Mold Notice
Mold is a kind of microscopic organism found nearly everywhere. Prospective purchasers are advised to thoroughly inspect the property for signs of mold.
### Abandoned Wells
The Department of Water Resources estimates approximately 750,000 water wells are scattered throughout California. Section 24400 of the California Health and Safety Code requires that abandoned excavations be fenced, covered, or filled.
### Radon Notice
Radon is a naturally occurring colorless, odorless radioactive gas. The EPA action level for indoor radon is 4 pCi/L.
### Well Stimulation Treatments Notice: Hydraulic Fracturing
California Senate Bill 4 regulates well stimulation treatments from permits to disclosure of chemicals used in fracturing.
### Carbon Monoxide Devices
Pursuant to the Carbon Monoxide Poisoning Prevention Act of 2010, carbon monoxide detectors must be installed in every dwelling unit intended for human occupancy.
### Natural Gas and Hazardous Liquid Pipelines
Information about the general location of gas and hazardous liquid transmission pipelines is available via the National Pipeline Mapping System (NPMS) at http://www.npms.phmsa.dot.gov/.
### Water Conserving Plumbing Fixtures
On and after January 1, 2017, sellers must disclose requirements for replacing plumbing fixtures. All non-compliant fixtures in single family residences must be replaced with water-conserving fixtures.
### Notice of Duct Sealing Requirements
The California Energy Commission's duct sealing requirements are in effect for all residential and non-residential properties. If a central air conditioner or furnace is installed or replaced, mandatory duct system sealing and leakage testing is required.
### Notice of Assembly Bill 1482: Tenant Protection Act of 2019
AB 1482 implements a statewide tenancy and rent control law, requiring "just cause" to terminate a tenancy, and limiting annual rent increases to 5% plus the percentage change in the cost of living, or 10%, whichever is lower.
### California Waterway Setback Requirements
Regulating development near streams and other waterways is an important part of watershed management.
---
## Residential Government Booklets, Handouts, and Safety Guides
- CALFIRE Defensible Space (2020)
- CALFIRE Low Cost Retrofit List (2020)
- Home Energy Rating Guide (2011)
- California Homeowner's Guide to Earthquake Safety (2020)
- Department of Health Services Residential Environmental Hazards (2011)
- EPA Lead in Your Home (2021)
- Department of Health Services Mold FAQ (2016)
---
## Standard Flood Hazard Determination Form (SFHDF)
DEPARTMENT OF HOMELAND SECURITY - Federal Emergency Management Agency
**Section I - Loan Information:**
- Property: 12421 SANFORD ST, LOS ANGELES, CA 90066, APN: 4221-011-053, LOS ANGELES COUNTY
**Section II:**
- NFIP Community Name: CITY OF LOS ANGELES
- County: LOS ANGELES
- State: CA
- NFIP Community Number: 060137
- NFIP Map Number: 06037C1760F
- Map Panel Effective Date: 09/26/2008
- Letter of Map Change (LOMC): NO
- Flood Zone: X (NOT AN SFHA)
**Section C - Federal Flood Insurance Availability:**
- Federal Flood Insurance is available (Regular Program)
**Section D - Determination:**
- IS BUILDING IN SPECIAL FLOOD HAZARD AREA? **NO**
**Comments:** THE PROPERTY IS NOT LOCATED IN A SPECIAL FLOOD HAZARD AREA (SFHA). IT IS IN ZONE X (NOT AN SFHA).
**Preparer:** Property I.D., 1001 Wilshire Blvd., Los Angeles, CA 90017, 800-626-0106
**Date of Determination:** 03/11/2022
**OrderID:** 3836041
---
## Terms and Conditions
[Full terms and conditions of Property I.D. report - covers scope, limitations, disclaimers, warranties, liability, and arbitration provisions. Report governed by the laws of the State of California. Disputes resolved by arbitration in Los Angeles through JAMS.]
COPYRIGHT 2022 PROPERTY I.D., All rights reserved.

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---
type: title_report
category: house_hunting
person: xuewei_jiang, yanxin_lu
date: 2022-02-25
source: prelim.pdf
---
# Chicago Title Company - Preliminary Report
**Order No.: 112204622-MD**
**Escrow No.: 112204622COLOBO**
Title Officer: Mary Distin
Title Unit Phone: (818) 578-7618
Escrow Officer: Sandie Radaich
Castlehead Escrow, Inc.
800 W. 9th Street
San Pedro, CA 90731
Phone: (310) 832-8700
Effective Date: February 25, 2022 at 7:30 a.m.
---
## Title Vested In
Farla Binder, Trustee of The Binder Family Trust dated August 6, 2001 and Matthew S. Rossiter, a married man, as his sole and separate property
## Legal Description
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF LOS ANGELES, COUNTY OF LOS ANGELES, STATE OF CALIFORNIA AND IS DESCRIBED AS FOLLOWS:
LOT 25 OF TRACT NO. 23046, IN THE CITY OF LOS ANGELES, COUNTY OF LOS ANGELES, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 777, PAGES 88 AND 89 OF MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY.
EXCEPTING THEREFROM ALL OIL, GAS, PETROLEUM, BREA, ASPHALTUM, AND ALL KINDRED SUBSTANCES AND OTHER MINERALS BELOW A DEPTH OF 500 FEET FROM THE SURFACE, BUT WITHOUT THE RIGHT OF ENTRY TO THE SURFACE AND THE TOP 500 FEET OF THE SUBSURFACE FOR THE PURPOSE OF EXPLORING THEREFROM AND FOR REMOVING, PRODUCING, AND/OR STORING THE SAME BY DEED TO KENNETH BATTRAM, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, RECORDED FEBRUARY 25, 1969 AS INSTRUMENT NO. 2787, OF OFFICIAL RECORDS.
**APN/Parcel ID(s): 4221-011-053**
---
## Property Taxes
**Tax Identification Number (TIN):** 4221-011-053
**Fiscal Year:** July 1, 2021 to June 30, 2022
| Installment | Amount | Status |
|------------|--------|--------|
| 1st Installment | $4,783.54 | PAID |
| 2nd Installment | $4,783.53 | OPEN |
| Exemption | $0.00 | |
| Code Area | 00067 | |
| Land | $396,060.00 | |
| Improvements | $416,070.00 | |
**Note:** There are no delinquent taxes against the property. The 2nd installment may include penalties and sintering if not paid prior to the delinquent date.
---
## Exceptions to Title
### Exception 1
Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2022-2023.
### Exception 2
The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy.
### Exception 3
Water rights, claims or title to water, whether or not disclosed by the public records.
### Exception 4
An easement for the purpose shown below and rights incidental thereto as set forth in a document:
- Purpose: public utilities and incidental purposes
- Recorded: March 13, 1958 as Instrument No. 2104, Book T-273 Page 286 of Official Records
- Affects: Northerly 5 feet
### Exception 5
An easement for the purpose shown below and rights incidental thereto as set forth in a document:
- Purpose: public utilities and incidental purposes
- Recorded: March 13, 1958 as Instrument No. 2105, Book T-273 Page 287 of Official Records
- Affects: Southerly 5 feet
### Exception 6
The fact that the land lies within the boundaries of Soil Conservation District, as disclosed by a map or plat recorded June 12, 1946 in Book 16 Page(s) 14 of Maps.
### Exception 7
Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, familial status, marital status, disability, veteran or military status, genetic information, national origin, source of income as defined in subdivision (p) of Section 12955, or ancestry, that would be void and unenforceable under Section 1 of Article 34 of the California Constitution, Section 53(a) and (b) of Title 42 of the United States Code, or Section 12955 of the Government Code, as set forth in the document:
- Recorded: April 10, 1957 in Book 54131 Page 254 of Official Records
### Exception 8
Deed of Trust to secure an indebtedness of $632,500.00:
- Dated: November 17, 2020
- Trustor: Matthew S. Rossiter
- Trustee: Chicago Title Company, a Florida Corporation
- Beneficiary: Wells Fargo Bank, N.A.
- Recorded: November 25, 2020 as Instrument No. 20201512948 of Official Records
---
## Notes
1. Note: The policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out of or relating to this policy.
2. Note: There are NO conveyances affecting said land recorded within 24 months of the date of this report.
3. Note: This report is preparatory to the issuance of a Policy of Title Insurance. In the event of any cancellation, all fees and charges for this report shall be retained by the Company.
4. Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116 indicating that there is located on said Land a single family residence known as 12421 Sanford Street, Los Angeles, California 90066.
5. Note: If a county recorder, title insurance company, escrow company, real estate broker, real estate agent, or association provides a copy of a declaration, governing document, or deed to any person, California law requires that the document provided shall include a statement regarding any unlawful restrictive covenant.
6. Note: Taxes for the fiscal year shown below are PAID. For proration purposes, the amounts were:
- TIN: 4221-011-053
- Fiscal Year: 2020-2021
- 1st Installment: $4,689.76
- 2nd Installment: $4,689.76
- Land: $388,296.00
- Improvements: $407,912.00
7. Note: Taxes for the year shown below were PAID:
- TIN: 4221-011-053
- Year: 2020
- Amount: $28.28
8. Note: Any conveyance made to create a joint tenancy will take effect when both the names of the parties and the method of vesting are set forth in the deed.
9. Requirements for a Trust Certification (for sellers who hold title in a trust):
- Provide a Trust Certification containing items specified per California Probate Code Section 18100.5
10. Note: Any documents being executed in conjunction with this transaction must be signed in the presence of an authorized Company employee, an authorized employee of an agent of the Company, or by using Notarize.com.
11. Note: Pursuant to Government Code Section 27388.1, effective 1/1/2018, recording fees may include additional fees not included herein.
12. Note: Property taxes are current as reflected herein. Please be advised that this property is currently receiving no exemption; therefore no adjustment needs to be made in escrow. If the seller is currently receiving a homeowner's exemption, the exemption amount will be added to the tax amount to establish a base amount for proration. The homeowner's exemption will be removed at the close of escrow.
---
## Attachment One - Policy Exclusions and Exceptions
### CLTA Standard Coverage Policy (2/7/14)
Exclusions from coverage include: government regulations (zoning, building codes, environmental), eminent domain, defects/liens/encumbrances created/known by insured, and title defects known to insured but not disclosed.
### ALTA Homeowner's Policy of Title Insurance (12/02/13)
Exclusions include: government regulations, failure to pay value, creation/allowance of defects by insured, actions that void the policy, fraud by insured, and government forfeiture.
### ALTA Loan Policy (06/17/06)
Exclusions include: government regulations, rights of eminent domain, defects created by insured, lack of right to any land outside the covered land, and government forfeiture.
### ALTA Owner's Policy (06/17/06)
Exclusions include: government regulations, rights of eminent domain, defects created by insured, and government forfeiture.
### ALTA Expanded Coverage Residential Loan Policy (07/26/10)
Exclusions include: government regulations, rights of eminent domain, and defects created by the insured claimant.
---
## Wire Fraud Alert
Wire Fraud and Email Hacking/Business Email Compromise are on the rise. Before sending any wire, call your escrow officer to verify wiring instructions. NEVER rely on email for wire instructions.
If you receive an email with wire instructions, DO NOT SEND THE WIRE. Call the title/escrow company directly using a phone number you have independently verified.
## FNF California Privacy Notice
Fidelity National Financial, Inc. and its subsidiaries collect nonpublic personal information from customers, including Social Security Numbers, financial account information, and transaction history. This information is not disclosed to nonaffiliated third parties except as permitted by law.
## Notice of Available Discounts for Title Insurance
Available discounts per California Insurance Code Section 12401.1:
- Credit for preliminary title reports/commitments on subsequent policies
- Multiple policies on same property
- Refinance/modification transactions
- Various other circumstances as filed with the Department of Insurance
---
## Exhibit A - Legal Description
Order No.: 112204622
For APN/Parcel ID(s): 4221-011-053
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF LOS ANGELES, COUNTY OF LOS ANGELES, STATE OF CALIFORNIA AND IS DESCRIBED AS FOLLOWS:
LOT 25 OF TRACT NO. 23046, IN THE CITY OF LOS ANGELES, COUNTY OF LOS ANGELES, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 777, PAGES 88 AND 89 OF MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY.
EXCEPTING THEREFROM ALL OIL, GAS, PETROLEUM, BREA, ASPHALTUM, AND ALL KINDRED SUBSTANCES AND OTHER MINERALS BELOW A DEPTH OF 500 FEET FROM THE SURFACE, BUT WITHOUT THE RIGHT OF ENTRY TO THE SURFACE AND THE TOP 500 FEET OF THE SUBSURFACE FOR THE PURPOSE OF EXPLORING THEREFROM AND FOR REMOVING, PRODUCING, AND/OR STORING THE SAME BY DEED TO KENNETH BATTRAM, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, RECORDED FEBRUARY 25, 1969 AS INSTRUMENT NO. 2787, OF OFFICIAL RECORDS.
---
## Assessor's Map
[Plat map of Tract No. 23046 showing Lot 25 (PIQ - Property in Question) at 12421 Sanford St, Block 4221, County of Los Angeles, California. Map Book 777, Pages 88-89.]
Order: 112204622, Page 1 of 1
Requested By: CTGLDNA21, Printed: 10-03-2022 23:48
Doc: CALOSA:MASS 4221-00011
---
## Certification of Trust Pursuant to California Probate Code Section 18100.5
**Escrow No.: 112204622COLOBO**
CHICAGO TITLE COMPANY
I/We, Farla Binder, trustee(s) of the The Binder Family Trust confirm the following facts:
1. The The Binder Family Trust (Name of Trust) is currently in existence and was created on August 6, 2001 (Date of Trust).
2. The settlor(s) of the trust are as follows: ___________
3. The currently acting trustee(s) of the trust is/are: ___________
4. The power of the trustee(s) includes:
a. The powers to sell, convey and exchange [ ] Yes [ ] No (check one)
b. The power to borrow money and encumber the trust property with a deed of trust or mortgage [ ] Yes [ ] No (check one)
5. The trust is [ ] revocable; [ ] irrevocable (check one)
6. The trust [ ] does, [ ] does not have multiple trustees (check one).
7. The trust identification number is as follows: (Social Security Number/Employee Identification Number)
8. Title to trust assets shall be taken in the following fashion: ___________
(continued)
The undersigned trustee(s) hereby declare(s) that the trust has not been revoked, modified, or amended in any manner which would cause the representations contained herein to be incorrect. This certification is being signed by all of the currently acting trustees and is being executed in conformity with the provisions of California Probate Code Section 18100.5, Chapter 530, Statutes of 1993.
IN WITNESS WHEREOF, the undersigned have executed this document on the date(s) set forth below.
The Binder Family Trust
By: Farla Binder, Trustee
[Notary block - blank]
Trust Certification (Non-Parties)
SCA0002399.doc / Updated: 02.15.12
Printed: 03.11.22 @ 01:26 AM by CA-CT-FLAX-02180.055690-112204622
---
## Statement of Information - Confidential Information For Your Protection
**Escrow No.: 112204622COLOBO**
CHICAGO TITLE COMPANY
Completion of this statement expedites your application for title insurance, as it assists in establishing identity, eliminating matters affecting persons with similar names and avoiding the use of fraudulent or forged documents. Complete all blanks (please print) or indicate "none" or "N/A." If more space is needed for any item(s), use the reverse side of the form. Each party (and spouse/domestic partner, if applicable) to the transaction should personally sign this form.
### NAME AND PERSONAL INFORMATION
[Blank form with fields for:]
- First Name, Middle Name, Last Name, Maiden Name, Date of Birth
- Home Phone, Business Phone, Birthplace
- Cell Phone, Fax, Email
- Social Security No., Driver's License No.
- State of residence, continuously in U.S.A. since
- Currently married? [ ] Yes [ ] No
- Currently a registered domestic partner? [ ] Yes [ ] No
### CHILDREN
[Blank fields for child names and dates of birth]
### RESIDENCES (LAST 10 YEARS)
[Blank fields for addresses and dates]
### OCCUPATIONS/BUSINESSES (LAST 10 YEARS)
[Blank fields for firms/businesses and dates]
### SPOUSE'S/DOMESTIC PARTNER'S OCCUPATIONS/BUSINESSES (LAST 10 YEARS)
[Blank fields]
### PRIOR MARRIAGE(S) and PRIOR DOMESTIC PARTNERSHIP(S)
[Blank fields]
### INFORMATION ABOUT THE PROPERTY
- Buyer intends to reside on the property in this transaction: [ ] Yes [ ] No
- Street Address of Property: ___________
- Land type: [ ] unimproved or improved with: [ ] A Single or 1-4 Family [ ] Condo Unit [ ] Other
- Improvements/remodeling in past six months: [ ] Yes [ ] No
- All costs paid in full: [ ] Yes [ ] No
- Current loans on property: ___________
Statement of Information UE-34 Rev. 06-08 (Letter)
SCA0002637.doc / Updated: 10.10.19
Printed: 03.11.22 @ 01:26 AM by CA-CT-FLAX-02180.055690-112204622
---
## ALTA Information Collection Form
AMERICAN LAND TITLE ASSOCIATION
[Blank form with three sections for government-issued identification, each containing:]
- Type of ID, Issuing State or Country, Gov't ID No.
- Last Name, First Name, M.I.
- Date of Birth, Occupation, Individual Taxpayer ID No. (if none write N/A), % of ownership
- Address, City, State, Zip
[Declaration text:]
I declare that to the best of my knowledge, the information I have furnished is true, correct and complete. I understand that this Title Company will rely on this information for the purposes of completing any reports made pursuant to an obligation under 31 U.S.C. Section 5326(a).
IN WITNESS WHEREOF, the undersigned have executed this document on the date(s) set forth below.
[Signature and Date fields - blank]
Copyright 2006-2018 American Land Title Association. All rights reserved.
ALTA Information Collection Form
SCA0002565_CTLA.doc / Updated: 12.18.20
Printed: 03.11.22 @ 01:25 AM by CA-CT-FLAX-02180.055690-112204622

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---
type: disclosure
category: house_hunting
person: xuewei_jiang, yanxin_lu
date: 2022-03-16
source: sanford_listing_disclosure.pdf
---
# 12421 Sanford St Listing Disclosure Package
DocuSign package for the purchase of 12421 Sanford St, Los Angeles, CA 90066.
---
## Agency Disclosure (AD)
Disclosure Regarding Real Estate Agency Relationship as required by California Civil Code Section 2079.17.
**Listing Agent:** Adela Randazzo, Keller Williams Silicon Beach
**Selling Agent:** Amy Um, Compass
**Listing Firm:** Keller Williams Silicon Beach
**Selling Firm:** Compass
---
## Possible Representation of More than One Buyer or Seller (PRBS)
Disclosure that the agent or brokerage may represent more than one buyer or seller in a transaction.
---
## California Residential Purchase Agreement and Joint Escrow Instructions (RPA)
**Date:** March 14, 2022
### Parties
- **Buyers:** Xuewei Jiang and Yanxin Lu
- **Sellers:** Farla Binder (Trustee of The Binder Family Trust dated August 6, 2001) and Matthew Rossiter
### Property
- **Address:** 12421 Sanford St, Los Angeles, CA 90066
- **APN:** 4221-011-053
### Purchase Terms
- **Purchase Price:** $1,900,000
- **Initial Deposit:** $57,000 (within 3 business days of acceptance)
- **Increased Deposit:** $0
- **Loan Amount:** $1,520,000 (80% LTV)
- **Down Payment:** $323,000
- **Balance of Purchase Price:** $0
### Loan Terms
- **Loan Type:** Conventional
- **Term:** 30 years fixed rate
- **Maximum Interest Rate:** N/A
### Escrow and Close
- **Close of Escrow:** 30 days after acceptance
- **Escrow Company:** Castlehead Escrow
- **Title Company:** Chicago Title
### Agents
- **Buyer's Agent:** Amy Um, Compass
- **Seller's Agent:** Adela Randazzo, Keller Williams Silicon Beach
### Key Dates and Contingencies
- Investigation of property contingency
- Appraisal contingency
- Loan contingency
- All contingencies per standard RPA terms
### Signatures
- Buyers signed: March 14-15, 2022
- Sellers signed: March 15-16, 2022
(16 pages total in the RPA section)
---
## Wire Fraud Advisory (WFA)
Advisory warning about wire fraud in real estate transactions. Buyers and sellers are warned to independently verify all wiring instructions by phone before transferring funds. Never rely solely on email for wire transfer instructions.
---
*Note: This is a large 11.5 MB document containing the full DocuSign disclosure package. Only pages 1-20 were read for this transcription. The document may contain additional disclosure forms, addenda, and counter-offers beyond page 20.*

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---
type: financial
category: house_hunting
person: xuewei_jiang, yanxin_lu
date: 2022
source: boa_loan.zip
---
# Bank of America Loan Documents
Archive containing Bank of America mortgage loan application documents for house hunting in 2022.
*This is a .zip archive. Contents have not been extracted or transcribed.*

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---
type: financial
category: house_hunting
person: xuewei_jiang, yanxin_lu
date: 2022
source: chase_loan.zip
---
# Chase Loan Documents
Archive containing Chase mortgage loan application documents for house hunting in 2022.
*This is a .zip archive. Contents have not been extracted or transcribed.*

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---
type: financial
category: house_hunting
person: xuewei_jiang, yanxin_lu
date: 2022-02-15
source: chase_preapproval.pdf
---
# Chase Mortgage Conditional Approval
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
## MORTGAGE CONDITIONAL APPROVAL
JPMorgan Chase Bank, N.A.
1111 Polaris Parkway
Columbus, OH 43240-2050
Date: February 15, 2022
Borrower(s): Xuewei Jiang, Yanxin Lu
11950 Idaho Ave, APT 113
Los Angeles, CA 90025
Loan Number: 1360684321
Property Address: Torrance, CA 90503
---
**Please review your Chase mortgage conditional approval**
Dear Xuewei Jiang, Yanxin Lu:
Thank you for your interest in a Chase mortgage loan. You're conditionally approved for a mortgage based on the terms below.
While you're shopping for a home, you can use this letter to show that you're a Chase qualified buyer.
### LOAN INFORMATION
| Field | Value |
|-------|-------|
| Loan Amount | $1,600,000.00 |
| Purchase Price | $2,000,000.00 |
| Loan to Value (LTV) | 80.000% |
| Estimated Interest Rate | 3.625% |
| Rate Locked? | No |
| Estimated Discount Points | 0.212% |
| Estimated Mortgage Payment (includes Principal and Interest) | $7,296.82 |
| Escrow Taxes and Insurance | No |
| Escrow Flood Insurance | No |
| Occupancy Type | Primary Residence |
| Loan Type | 30 YR Fixed |
| Term in Years | 30 |
| Financing Type | Conventional |
| Mortgage Insurance Required? | No |
### PROPERTY INFORMATION
| Field | Value |
|-------|-------|
| Property Type | SingleFamily |
| Proposed State for Purchase | CA |
| Proposed County for Purchase | Los Angeles |
**This conditional approval expires on May 15, 2022, and is:**
- Subject to compliance with all applicable federal, state and local laws, rules and regulations and the execution of all documentation we require.
- Based on the information you provided in your application, which is subject to verification.
- Not a commitment and may be subject to revision or revocation if there are changes to our credit policy or loan programs. We may not make this loan if it's not a "Qualified Mortgage" ("QM") under federal law relating to your ability to repay the loan.
- Subject to our determination that the loan is not a high-cost loan, meaning the rate and fees will not exceed certain thresholds established by law.
**Please send us the requested documents on the enclosed sheet before your conditional approval expires.** If we don't receive your information or your financial or any other information you sent us changes before this date, we reserve the right to cancel this conditional approval. For example, a change in income, such as temporary leave from work, before the first payment due date may impact the loan terms or approval.
We recommend that you review the Consumer Financial Protection Bureau (CFPB) Home Loan Toolkit and the handbook.
We want to provide you with the highest level of service. If you are not satisfied with the level of service we provide, please call me or your Client Care Specialist. We accept operator relay calls.
I'm here to help make your mortgage experience as smooth as possible. If you have any questions, please call or email me.
Sincerely,
David J Yoon
SA-Executive Mortgage Banker
NMLS ID: 1591658
(714) 270-9896
david.j.yoon@chase.com
(844) 716-0808 Fax; it's free from any Chase branch

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---
type: financial
category: house_hunting
person: yanxin_lu
date: 2022-03-02
source: rent_payments_1.png
---
# Rent Payment History (Screenshot 1 of 2)
Bank transaction history showing results for "RWSELBY" - rent payments to landlord.
| Posting Date | Description | Amount |
|-------------|-------------|--------|
| 03/02/2022 | RWSELBY-IDAHCNB DES:WEB PMTS ID:5XBRB9 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,646.61 |
| 02/02/2022 | RWSELBY-IDAHCNB DES:WEB PMTS ID:90BG59 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,646.61 |
| 01/03/2022 | RWSELBY-IDAHCNB DES:WEB PMTS ID:NZZ709 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,646.61 |
| 12/06/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:QFRHW8 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,350.48 |
| 11/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:Q809N8 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 10/04/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:4DFXG8 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 09/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:977F98 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 08/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:2C0L38 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 07/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:1M29Y7 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 06/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:ZDNVR7 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 05/03/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:0W9QL7 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
**Transaction detail for 03/02/2022 entry:**
- Type: Other payment
- Description: RWSELBY-IDAHCNB DES:WEB PMTS ID:5XBRB9 INDN:YanxinLu CO ID:XXXXX98049 WEB
- Merchant name: RWSELBY-IDAHCNB
- Transaction category: Home & Utilities: Rent

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---
type: financial
category: house_hunting
person: yanxin_lu
date: 2021-06-02
source: rent_payments_2.png
---
# Rent Payment History (Screenshot 2 of 2)
Continuation of bank transaction history showing results for "RWSELBY" - earlier rent payments.
| Posting Date | Description | Amount |
|-------------|-------------|--------|
| 06/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:ZDNVR7 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 05/03/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:0W9QL7 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 04/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:7W1GF7 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 03/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:ZB2Y77 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 02/02/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:JTDD37 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |
| 01/04/2021 | RWSELBY-IDAHCNB DES:WEB PMTS ID:77K1Y6 INDN:YanxinLu CO ID:XXXXX98049 WEB | -3,318.61 |

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---
type: financial
category: house_hunting
person: xuewei_jiang, yanxin_lu
date: 2022-02-28
source: td_ameritrade_statement_2022_02.pdf
---
# TD Ameritrade Account Statement - February 2022
## Statement Reporting Period: 02/01/22 - 02/28/22
**Statement for Account # 427-688166**
800-669-3900
TD AMERITRADE
DIVISION OF TD AMERITRADE INC
PO BOX 2209
OMAHA, NE 68103-2209
TD Ameritrade Clearing, Inc., Member SIPC
XUEWEI JIANG &
YANXIN LU JT TEN
11950 IDAHO AVE APT 113
LOS ANGELES, CA 90025-5794
---
## Portfolio Summary
| Investment | Current Value | Prior Value | Period Change | % Change | Estimated Income | Estimated Yield |
|------------|-------------|-------------|---------------|----------|-----------------|----------------|
| Cash | $ - | $ - | $ - | - | $ - | - |
| Insrd Dep Acct (IDA) | 23,930.45 | 889.87 | 23,040.58 | 2589.2% | - | 0.01% |
| Money Market | - | - | - | - | - | - |
| Short Balance | - | - | - | - | - | - |
| Stocks | 182,120.44 | 212,571.84 | (30,451.40) | (14.3)% | 2,361.71 | 1.3% |
| Short Stocks | - | - | - | - | - | - |
| Fixed Income | - | - | - | - | - | - |
| Options | - | - | - | - | - | - |
| Short Options | - | - | - | - | - | - |
| Mutual Funds | - | - | - | - | - | - |
| Other | - | - | - | - | - | - |
| **Total** | **$206,050.89** | **$213,461.71** | **($7,410.82)** | **(3.5)%** | **$2,361.71** | **1.1%** |
**Portfolio Allocation:** IDA 11.6%, Stocks 88.4%
## Cash Activity Summary
| | Current | YTD |
|---|---------|-----|
| Opening Balance | $0.00 | $ - |
| Securities Purchased | - | - |
| Securities Sold | 22,964.65 | 22,964.65 |
| Funds Deposited | - | - |
| Funds Disbursed | - | - |
| Income | 75.90 | 75.90 |
| Expense | - | - |
| Other | (23,040.55) | (23,040.55) |
| **Closing Balance** | **$0.00** | **$0.00** |
## Income & Expense Summary
| | Reportable | Non Reportable | YTD |
|---|-----------|----------------|-----|
| **Income** | | | |
| Dividends | $75.90 | $ - | $75.90 |
| Interest | - | | - |
| Other | - | | - |
| **Expense** | | | |
| Interest | - | - | - |
| Fees | - | - | - |
| Other | - | - | - |
| **Net** | $75.90 | $0.00 | $75.90 |
## Performance Summary
| | |
|---|---|
| Cost Basis As Of - 02/28/22 ** | $161,872.95 |
| Unrealized Gains | 22,760.04 |
| Unrealized Losses | (2,512.55) |
| Funds Deposited/(Disbursed) YTD | - |
| Income/(Expense) YTD | 75.90 |
| Securities Received/(Delivered) YTD | 0.00 |
## Income Summary Detail
| Description | Current | Year to Date |
|-------------|---------|-------------|
| Qualified Dividends | $75.90 | $75.90 |
| IDA Interest | 0.03 | 0.04 |
## Account Positions
| Investment Description | Symbol/CUSIP | Quantity | Current Price | Market Value | Purchase Date | Cost Basis | Average Cost | Unrealized Gain(Loss) | Estimated Income | Yield |
|------------------------|-------------|----------|--------------|-------------|--------------|-----------|-------------|---------------------|-----------------|-------|
| **Stocks - Cash** | | | | | | | | | | |
| FIDELITY COVINGTON TRUST MSCI CONSM DIS ETF | FDIS | 280 | $76.66 | $21,464.80 | 11/05/19 | $20,015.13 | $71.48 | $1,449.67 | $142.53 | 0.7% |
| FIDELITY COVINGTON TRUST CONSMR STAPLES ETF | FSTA | 340 | 45.29 | 15,398.60 | 10/30/18 | 13,913.02 | 40.92 | 1,485.58 | 341.08 | 2.2% |
| FIDELITY COVINGTON TRUST MSCI FINLS IDX ETF | FNCL | 350 | 54.91 | 19,218.50 | 06/23/20 | 14,434.06 | 41.24 | 4,784.44 | 342.67 | 1.8% |
| FIDELITY COVINGTON TRUST MSCI INFO TECH I ETF | FTEC | 360 | 119.43 | 42,994.80 | 12/03/18 | 30,917.37 | 85.88 | 12,077.43 | 305.69 | 0.7% |
| SPDR SERIES TRUST S&P BIOTECH ETF | XBI | 40 | 89.83 | 3,593.20 | 02/12/21 | 6,105.75 | 152.64 | (2,512.55) | 1.62 | 0.0% |
| TEXAS INSTRUMENTS INC COM | TXN | 66 | 169.99 | 11,219.34 | 06/23/20 | 11,104.90 | 168.26 | 114.44 | 303.60 | 2.7% |
| VANGUARD S&P 500 ETF SHS | VOO | 170 | 401.36 | 68,231.20 | 12/08/20 | 65,382.72 | 384.60 | 2,848.48 | 924.53 | 1.4% |
| **Total Stocks** | | | | **$182,120.44** | | **$161,872.95** | | **$20,247.49** | **$2,361.72** | **1.3%** |
| **Total Cash Account** | | | | **$182,120.44** | | **$161,872.95** | | **$20,247.49** | **$2,361.72** | **1.3%** |
## Account Activity
| Trade Date | Settle Date | Acct Type | Transaction/Cash Activity | Description | Symbol/CUSIP | Quantity | Price | Amount | Balance |
|-----------|-------------|-----------|--------------------------|-------------|-------------|----------|-------|--------|---------|
| | | | Opening Balance | | | | | | $0.00 |
| 02/07/22 | 02/07/22 | Cash | Div/Int - Income | TEXAS INSTRUMENTS INC COM Payable: 02/07/2022 QUALIFIED DIVIDENDS 75.90 | TXN | - | $0.00 | $75.90 | 75.90 |
| 02/07/22 | 02/07/22 | Cash | Journal - Other | PURCHASE FDIC INSURED DEPOSIT ACCOUNT | - | - | 0.00 | (75.90) | 0.00 |
| 02/15/22 | 02/17/22 | Cash | Sell - Securities Sold | SPDR SERIES TRUST S&P BIOTECH ETF Regulatory Fee 0.02 | XBI | 40- | 95.15 | 3,805.98 | 3,805.98 |
| 02/17/22 | 02/17/22 | Cash | Journal - Other | PURCHASE FDIC INSURED DEPOSIT ACCOUNT | - | - | 0.00 | (3,805.98) | 0.00 |
| 02/24/22 | 02/28/22 | Cash | Sell - Securities Sold | VANGUARD S&P 500 ETF SHS Regulatory Fee 0.11 | VOO | 50- | 383.1755 | 19,158.67 | 19,158.67 |
| 02/28/22 | 02/28/22 | Cash | Journal - Other | PURCHASE FDIC INSURED DEPOSIT ACCOUNT | - | - | 0.00 | (19,158.67) | 0.00 |
| | | | **Closing Balance** | | | | | | **$0.00** |
## Insured Deposit Account Interest Credited
| Begin Date | Balance | Number of Days | Interest Rate | Interest Accrued | MTD Accrued | MTD PAID |
|-----------|---------|---------------|--------------|-----------------|-------------|----------|
| 02/01/22 | $889.87 | 6 | 0.0100 | $ - | $ - | $ - |
| 02/07/22 | 965.77 | 10 | 0.0100 | - | - | - |
| 02/17/22 | 4,771.75 | 11 | 0.0100 | 0.02 | 0.02 | - |
| 02/28/22 | 23,930.42 | 1 | 0.0100 | 0.01 | 0.03 | 0.03 |
**Total Interest Income: $0.03**
## Trades Pending Settlement
| Investment Description | Account Type | Symbol/CUSIP | Quantity | Price | Trade Date | Settle Date | Amount |
|-----------------------|-------------|-------------|----------|-------|-----------|-------------|--------|
| SELL SPDR SERIES TRUST S&P BIOTECH ETF | Cash | XBI | 20- | $91.00 | 02/28/22 | 03/02/22 | $1,819.99 |
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## Terms and Conditions
TD Ameritrade provides monthly statements for accounts with activity and quarterly statements for inactive accounts with assets.
Portfolio Summary: Tracks the current total value of your portfolio as of the report date and compares it to the prior month. The asset allocation indicates your portfolio diversification by investment type.
[Full terms and conditions text available in original document - covers account protection, FDIC/SIPC insurance, accuracy of reports, trade confirmations, margin accounts, privacy policy, and callable securities disclosures.]
TDA 150 10/21